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The Information Commissioner’s Office (ICO) initial coin offering (ICO) for the Integration Communications Observatory (ICO). My intention is to raise in the region of £1m, to be divided equally between the Institutional Charitable Offering (ICO) and the foundation that will recruit and manage the staff, the Information Commission Operation (ICO).

If you would like to donate to the ICO ICO ICO ICO or ICO ICO ICO ICO (or perhaps for the ICO ICO ICO ICO ICO), please simply send your Bitcoin to 

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Euro area card payments double in a decade

xxx "The number of card payments in the euro area have more than doubled in a decade as consumers increasingly dispense with the hassle of carrying notes and coins, according to the latest statistics from the European Central Bank. In 2018, card payments accounted for almost half of the total number of non-cash payments across the single-currency area. Credit transfers and direct debits were the second and third most common non-cash payment methods, accounting for approximately 23% each, while e-money and cheques together made up around seven percent. However, the relative popularity of each type of payment service still varies widely across euro area countries. In 2018 card payments accounted for just over 70% of all non‑cash payments in Portugal, compared with around 23% in Germany. The stats show that the number of card payments made by consumers and businesses has more than doubled in the last decade, with an average of 121 card payments per capita in 2018, compared with