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Speaking of the direction where the disruption will come from, Yermack sees three potential players. These include challengers (complete outsiders looking for disruption); collaborators (like Overstock and R3); and regulators (countries like the UK, Australia, and Canada).
He was optimistic that regulators might be the most active agents of change, even going so far as to mandate changes that enable the technology to be used more broadly.
[From
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