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Strong Customer Authentication in the Payment Services Directive 2 – Bentham’s Gaze

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This security/usability trade-off is not inherent to Strong Customer Authentication (SCA), and in fact the opposite is more commonly true: in order for SCA to be secure it must also be usable “because if the security is usable, users will do the security tasks, rather than ignore or circumvent them”.

From Strong Customer Authentication in the Payment Services Directive 2 – Bentham’s Gaze

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