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Frictionless Payments: Will they become a Mirage | David Parker | Pulse | LinkedIn

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One result of this could be is that we see consumers starting to more and more use the Direct Debit system

From Frictionless Payments: Will they become a Mirage | David Parker | Pulse | LinkedIn

David is completely right to point out that SCA just doesn’t fly - it just doesn’t work in the modern world. But as it stands it means that you will have to re-authenticate when you get out of an Uber. There’s no concept in the legislation of the “cardholder was present” token-in-device options for payments. What the Commission wants, of course, is for you to opt out of the “proprietary” (i.e., American) card options and use the direct-to-account options instead.

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