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Central Bank Digital Currency: DLT, or not DLT? That is the question | Bank Underground

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"I explain that it may not be necessary to use DLT for a CBDC, but I also consider some of the reasons why it could still be desirable."

Central Bank Digital Currency: DLT, or not DLT? That is the question | Bank Underground

The precisely echoes my thoughts on the same topic. It makes sense to have a BritPESA rather than a BritCoin, but it make well make sense to implement BritPESA using a shared ledger rather than a central database as M-PESA does. And one of the obvious reasons why is that if there is a central database, then it can go down. As M-PESA has done. 

 

British Airways

 

RTGS

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