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“We pay a processing fee for credit cards, and we employ about 40 people in our fraud department. That’s a cost of doing business with credit cards. When we take cryptocurrency, we have a very small transaction fee with Coinbase, much smaller than our credit card processing fee, and we have no fraud prevention department. It’s like a cash transaction. For us, that is a much cheaper way of doing business.”

From (10/1) Home - Quora.

You’d think, therefore, that merchants would be stampeding to accept Bitcoin and steering customers towards Bitcoin as a payment mechanism. But this is a very one-sided perspective: the fact that there are no chargebacks with Bitcoin is great for a merchant but what is the incentive for me as a customer? One of the reasons that I use my credit card to buy stuff is precisely so that I can charge back if I get stiffed.

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