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"But did paying for everything with a card mean he spent more? ‘It’s certainly less tangible, you don’t see the money flowing in and out but I don’t think I’ve spent more or less than I would otherwise have,’ he says, adding that it can be even easier to keep a track on mobile payments with your phone, as you get the detail immediately on how much you’ve just spent – and on what. ‘It certainly makes expenditure on small transactions much more visible,’ he says. So, if you’re spending an excessive amount on regular coffees for example, you’ll learn soon enough once you start using the app."
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