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If people are ever going to start using privacy-friendly payments options, then product designers will have to ensure that privacy is seamlessly integrated into the payments process. Making anonymity the default option would be a big step.
From JP Koning: People Don't Care About Financial Privacy As Much As You Think.
We need to do this not because people want it but because it’s the right thing to do for society. You don’t give people the choice to wear seat belts or not. But it isn’t about anonymity, because that’s not best for society either. It’s about pseudonymity.
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