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Prepaid cards are no panacea, however. Anti-money-laundering regulations have placed a limit on the size of anonymous debit cards, which means that it is difficult to buy cards with a face value in excess of $250. And fees can be high. To activate my $25 Vanilla MasterCard debit card, I recently had to pay a whopping $3.95, which amounts to a whopping 15.8 percent fee.
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